Clean Books. Bankable Future. Total Clarity.
Professional bookkeeping and financial oversight for growth-minded service businesses. We ensure your records aren’t just tax-compliant—they’re lender-ready.
The Strategic Advantage
A bookkeeping system built for more than just tax season—it’s built for your next big move.
- Underwriter-Grade Financials: Monthly P&L and Balance Sheets reviewed for accuracy through a commercial credit lens.
- Audit-Proof Reconciliations: Alignment across bank statements, credit cards, and loan balances so there are zero “red flags” for lenders.
- Debt & Equity Management: Professional tracking of loans and owner’s draws to keep your bankability ratios strong.
- The Digital Loan Vault: A clean, organized financial history so you can produce a full financial package in minutes, not days.
- CPA-Ready Year-Ends: Reduce tax prep friction with books clean enough that your CPA isn’t fixing “miscellaneous” entries.
How it works
A straightforward process designed for speed and consistency.
1) Intro Call
We confirm fit, scope, timelines, and what “done” looks like.
2) Onboarding
Access, connections, and a checklist to gather what’s needed.
3) Monthly Rhythm
Reconcile, review, deliver reports—same cadence every month.
FAQ
Why should I choose Shafer Financial over a standard bookkeeping service?
Most bookkeepers focus solely on the past—recording what happened so you can file taxes. With 15 years in banking and a decade as a commercial loan underwriter, I review your books through the lens of a lender. That means debt is structured correctly, ratios stay healthy, and your financials tell a story of growth a bank can say “yes” to.
I’m not looking for a loan right now; do I still need “lender-ready” books?
Yes. “Lender-ready” is simply the highest standard of financial health. When your books are clean enough for a bank, they’re clean enough for you to make accurate decisions about hiring, expanding, or taking a draw. And the best time to prepare for financing is 12 months before you actually need the capital.
How do you determine your monthly pricing?
Pricing is based on the complexity of your business, transaction volume, and the level of oversight you require. While Core bookkeeping starts at a lower threshold, the Growth & Bankability tier is designed for businesses with $500k–$3M+ in revenue that need deeper analysis and capital positioning.
Do you work with my CPA?
Yes. I act as the bridge between your day-to-day operations and year-end tax filing. By delivering audit-proof books, many clients reduce annual tax prep time and cost because their CPA isn’t spending hours correcting errors.
Contact
Contact details
Email: adam@shaferfinancialbookkeeping.com
Phone: 717-723-8849
Service area: Lancaster County, PA + nationwide